Medicare is a program that has been put into place by a state so that it can help to provide medical cover for its aged people and those who have different disabilities and might not be able to pay their own bills due to their vulnerable circumstances. Usually, the government is able to meet the cost of having to pay for the medical care received by the aged and those with disabilities by ensuring that all people in the country pay a monthly subscription by from their salaries which is automatically deducted and also from all taxes obtained. The most common Medicare service provided is the Hospital Insurance which provides health insurance for all patients that are either old or disabled and are receiving medical attention at home by an authorized nurse, being attended to in a special nursing facility that is registered or are admitted in a hospital. This Hospital Insurance is only funded by payroll taxes deducted from the people’s salaries at the end of the month or after a given period of time but on a regular basis. Another type of Medicare is the Medical Insurance policy which usually covers a very wide range of products and services including doctors services such as consultation, medical supply which is either totally free or is provided at a very lower price as compared to the original price of the drugs and also preventive services such as regular medical checkups as long as the health institution offering these services is eligible.
There are many other services that can be covered in the Medical Insurance policy which also includes blood transfusion for patients who have lost a lot of blood, outpatient services, preventive services such as immunizations, getting dialysis in the case of patients suffering from diabetes as well as the extensive process of cancer treatment. The funds that are used to pay for the Medical Insurance by the government usually come from premiums that are paid by beneficiaries of the program as well as the general revenues collected by the taxman. The government may also contract a private company and give it the mandate to provide Medical Insurance and Hospital Insurance policies for the elderly as well as disabled patients, and this programme is referred to as the Medicare Advantage Plan. This Medicare Advantage Plan include services such as Special Needs Plans which covers all patients with special needs, the Preferred Provider Organizations Plan and the Health Maintenance Organizations. The last form of Medicare is the Prescription Drug Coverage which enables a patient get easy access to drugs recommended by a doctor and the cover is funded by revenues, premiums and the government.
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